Investments

Home renovation’s overlooked tax deductions for investors

Many investment property owners may be missing out on valuable property depreciation entitlements, simply by not being up-to-speed on what is and is not depreciable. Experts say that the examples of assets that could qualify for tax deductions may surprise many taxpayers, and even nominate items such as kids’ cubby houses or garden gnomes which [...]

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Investing: Growth versus income

Every investor goes in with dreams of a pot of gold, but there is a fundamental dichotomy of investor types – one looks to line their pockets with investment returns along the way, and another who is patient to wait until the end of the rainbow to reap the rewards. The distinction between investing for [...]

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The taxation of capital gains

When you make a bit of money from selling an investment, this will give you a “capital gain”, or to put it a little more succinctly, a capital gain is the difference between the price you paid for an investment and the money that is made from selling it. The investments or assets that you [...]

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Borrowing to invest, and negative gearing – pros, cons, and how it works

Taking out a loan to raise money for an investment is a well-used tactic for many Australians. In fact, borrowing to buy big ticket items is part of financial reality. How many of us could afford to buy a house out of our own pocket? Borrowing funds will increase the amount you can have invested [...]

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Is Property Co-ownership Viable For You?

The significant cost of buying into property may lead many younger investors and aspiring home-owners to pool their resources to buy real estate jointly – and taking this path can be a good first step towards final individual home ownership. But deciding to buy a home with a friend, a family member or business partner [...]

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Why you need to think about estate planning

They say there are two things that are certain in life – taxes and death. Daunting as the latter may be, it is vital to devise an estate plan. All it takes is good advice, advanced planning and some serious thought. A complete estate plan will allow you to protect your hard-earned assets, determine who [...]

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Small Business CGT Concessions Explained

Capital gains tax (CGT) considerations for small businesses can emerge in regard to all manner of otherwise unremarkable events, including but not limited to the “CGT triggers” list below. Business owners should keep CGT in the back of their mind when considering a range of transactions — there are activities and transactions that may not [...]

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Maximise Your Rental Property Claims

Come tax time, every penny counts – particularly in the case of investors. Owners of rental properties are entitled to tax deductions in connection with their investments but do you know what these deductions are and how you can save yourself from paying more? Read our guide below for a rundown of claimable rental property [...]

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Are You a Share Investor or Trader?

There’s a saying that many sharemarket investors may have already heard: Don’t let the tax tail wag the investment dog. In other words, the best advice for your share portfolio is to base your decisions on investment merit, not on trying to save tax. Even so, there are taxation consequences for everyone with an investment [...]

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National Rental Affordability Tax Offset 2011-12

The National Rental Affordability Scheme (NRAS) is a 2007 Federal election commitment designed to encourage large-scale investment in affordable housing. The NRAS offers tax incentives to providers of new dwellings on the condition that they are rented to low and moderate income households for at least 20% below market rates. Generally, eligible tenants are those whose [...]

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